Instant, Shariah-compliant loans for everyone.
Create your account in minutes with just your national ID or Iqama.
Our secure verification process takes just minutes to complete.
Select your loan amount and preferred repayment schedule.
Receive funds directly to your bank account within 24 hours.
Choose repayment schedules that work for your financial situation.
All investments and returns are Shariah-compliant and approved by our board.
Get funds in your account within 24 hours of approval.
Our inclusive platform welcomes all residents with valid documentation.
Whoever gives respite to someone in difficulty or grants him remission, Allah will shelter him in the shade of His Throne on the Day of Resurrection.
of Saudis can't access emergency funds in 30 days
borrowed informally last year
SAR market by 2030
At Garshain, we believe in empowering our users with financial knowledge. Our educational resources help you make informed decisions about your finances.
Learn how to create and maintain a personal budget.
Understand the principles of Islamic finance and how they apply to your life.
Strategies for managing and reducing debt responsibly.
Become a lender on Garshain and earn competitive, Shariah-compliant returns while helping fellow Saudis and residents achieve their financial goals.
All investments are structured to be fully Shariah-compliant.
Set your investment criteria and let our platform do the work.
See how your investments are helping real people in real-time.
Garshain is committed to maintaining the highest standards of Shariah compliance, data security, and regulatory adherence.